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歡迎訪軟銀財務(wù)官網(wǎng)
2026-2-27

Attention Expats! It's Time for Your 2025 Individual Income Tax Settlement!

If you're Chinese resident for tax purpose, here's something important you need to mark on your calendar: The 2025 Individual Income Tax (IIT) Annual Settlement is about to begin!

From March 1 to June 30, 2026, you have the opportunity to settle your IIT for the 2025 tax year. The best benefit is? If you've overpaid taxes during the year, the excess amount will be refunded directly to your bank account!


Beyond the Basic Deduction: What Else Can You Enjoy?

Everyone knows about the basic monthly deduction of 5,000 RMB. But did you know there are NINE additional pre-tax deductions that could significantly increase your refund? Take a look:

No. Pre-Tax Deduction Category How Much You Can Deduct
1 Education cost for child 2,000 RMB per month per child
2 Self education cost ? 400 RMB per month for diploma education
? 3,600 RMB per year for professional license continued education
3 Healthcare cost for major diseases Up to 80,000 RMB per year (when out-of-pocket expenses within the medical insurance list exceed 15,000 RMB)
4 Housing loan interest 1,000 RMB per month (for your first home loan)
5 Rent fee 1,500 RMB per month in Shanghai (amounts vary by city)
6 Elderly support ? 3,000 RMB per month for only-child
? 1,500 RMB per month for non-only-child
*(Parents must be aged 60+)*
7 Public welfare donation Up to 30% of annual comprehensive income (must be donated to government-approved organizations)
8 Individual pension saving 12,000 RMB per year (if purchasing qualified personal pension products)
9 Infant under 3 years old 2,000 RMB per month per infant

Important Reminders

  • Early bird gets the refund! File as early as possible after March 1

  • Deadline: June 30, 2026 – don't miss it, or you might lose your refund!

  • Keep supporting documents ready (rental contracts, loan agreements, donation receipts, etc.)

  • If you need help, we are here can assist you

Don't Leave Money on the Table!

Mark your calendar: March 1 – June 30, 2026

Have questions about your specific situation? Call  our hotline at 86+189 16298482 (English service available).

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